Frequently Asked Questions
Q. Why Should I use Allied Public Adjusters as my Public Adjuster?
A. To properly adjust an insurance claim, highly skilled professional insurance experts with a vast knowledge of insurance policies, co-insurance, replacement cost, depreciation, inventory, currently building repair and replacement cost, damage assessments and negotiation are necessary to secure the maximum recovery from your insurance policy. Only a full-time public adjusting firm such as Allied Public Adjusters has these qualifications.
Q. Why should I consider hiring an expert Public Adjuster to handle my claim?
A. We have the knowledge of fire, heat, smoke, water, wind and other type of damage, including "hidden damage."
We have the latest in construction knowledge and value analysis information, depreciation and other elements to expertly develop an insurance loss. Consider when you have a legal situation where you are attempting to get paid for an injury or other loss. You hire a Lawyer, usually even in the case where only a few thousand dollars are involved. You trust his professional experience to best protect your financial interests. Shouldn't you have that kind of expert protection in a loss involving several thousands of dollars in property loss? You know the insurance company hired a professional adjuster to represent their interest.
Q. Why should I choose Allied Public Adjusters over anyone else to handle my loss?
A. Allied Public Adjusters has taken the time to employ adjusters who have the experience and versatility to handle a wide range of claims. These adjusters are experienced in handling Restaurants, Hotels, Motels, Amusement Parks, Super Markets, Municipalities, Retail Stores, Wholesale Outlets, Marine and countless numbers of Home Owners Losses. We have the experience; expertise and capability to best protect your financial interest. We have the most current data and latest computer systems to process your claim with complete accuracy. Our professional public adjusting firm is the most qualified to handle all aspects of your insurance claims.
Q. Why shouldn't I wait to get an offer from my insurance company, before engaging Allied Public Adjusters?
A. The insurance company makes a dollar evaluation (an estimate "reserve") on your loss almost immediately upon first inspecting your loss. In most states, it is an absolute requirement. The adjuster bases his decision on what you know about the loss and what you tell him (and what you don't tell him). He certainly is hired by and paid by the insurance company therefore his interest is to best protect the company. Unless some agreements are made initially about the scope of the loss, what is to be done next (temporary repairs, temporary business or living quarters, etc.), serious problems arise that could jeopardize the final settlement figures. To avoid misunderstandings, long delays and reduced settlement figures, it is wise to hire a Public Adjuster to deal with possible problems before they occur. You certainly are much better off hiring a lawyer immediately when you are first involved in another type of claim, not when you lose the case and go to appeal. Shouldn't you hire your Public Adjuster immediately to be sure you are protected? Certainly!
Q. Why will my loss be handled quicker when using Allied Public Adjusters?
A. Allied Public Adjusters know exactly what is necessary to provide to the insurance company in order to expedite the settlement of your claim. A great deal of time can be saved by having our adjusters, who have experience as full time loss experts, handle your loss. With accumulation of evidence and substantiation of your loss through inspections, inventories and building estimates. We are able to quickly have your claim filed and the settlement process under way.
Q. How does Allied Public Adjusters charge a fee?
A. We charge a small percentage of what the insured receives in settlement. We do not receive any fee until the insurance company actually issues the check to you. Secondly, because we do work on a percentage of the recovery, we will endeavor in the greatest amount in settlement for you. We will advise you of any offer, and it will be your final decision to accept or reject the offers of the settlement. This "Contingent Fee" is very similar to how many Attorneys and Realtors charge their fees. Keep in mind that if we fail to recover money for damages there is no fee. That is the allied Guarantee!
